Courtesy of Gigacover

Not many of you know who we are, so first off, the introductions:

We’re GigaCover, and we aim to bring super-flexible and affordable insurance to freelancers across Singapore.

Being a freelancer has its perks – flexible working arrangements, setting your own schedule and datelines, going on a vacation without experiencing the guilt of asking your boss for leave… The work-life balance that comes with freelancing sounds like a dream for many. Which is why more freelance tutors, trainers and instructors are choosing to find jobs on Tueetor, where there are plenty of job opportunities for them.

However, freelancers do miss out on some employee benefits. No, we’re not referring to the free office kopi (though that’s pretty nice to have). We’re talking about the days when you fall sick, get injured at work or outside of work and can’t do your job. You don’t get paid if that happens, unlike our employed friends who will continue to get a salary from their employers if they are hospitalised or on MC.

Furthermore, if something goes wrong when you’re working on an assignment (touch wood), you have to bear the cost that comes with it. Other administrative matters will also be your own burden, such as figuring out your own CPF contributions, and being your own “IT Guy”. The list goes on.

A Tripartite Workgroup convened by the Ministry of Manpower highlighted just how tough the situation is for such workers. A report released by the workgroup earlier this year highlighted many of these concerns (and more!) The workgroup found that the chief concern faced by freelancers and SEPs is the loss of income while recovering from injury or illness, and that a product which addresses this need of freelancers didn’t exist at that time.

DIDN’T EXIST, AT THAT TIME. That’s changed now! That’s because we at GigaCover launched our Freelancer Income Protection (FLIP) insurance in June 2018, tailor-made to the unique demands of freelancers and flexible jobseekers! Unique features of FLIP include:

(a) weekly or monthly policies – no big lump-sum annual payments!

(b) flexible cover, with no penalties or “admin fees” for stopping or changing your cover

(c) fast and automated online quotations, purchases and claims – no need to meet your agent and rely on them to buy or process claims

(d) fast and automated claims pay-outs – straight to your bank account!

(e) underwriting by MAS-regulated insurers (no shady business from us)

With the official launch of FLIP, we’re looking to work with partners who share the same goal of supporting freelancers like we do. Tueetor comes to mind! As Singapore’s first automated matching platform, Tueetor has successfully matched many freelance trainers with learners using location-based technology.

Thus, in conjunction with Singapore’s 53rd birthday and Tueetor’s 2nd anniversary, we’re excited to announce our partnership with Tueetor to sponsor $53 worth of free insurance for all Tueetor’s registered trainers. This is enough for most trainers to enjoy 4 to 5 months of free income protection. They can choose to upgrade their plans and get more coverage with a small top-up, and can continue to keep enjoying free coverage if they introduce other eligible trainers through our referral programme.

We hope that this partnership with Tueetor will go to better supporting freelance trainers and more importantly, provide them and their families with more peace of mind. We hope to continue collaborating with Tueetor in other areas in the future to better serve the freelance community!

If you have any questions about GIGACOVER FLIP, do check out our website at, or drop us an email at and we’ll be happy to help.

Happy job hunting!


Team GigaCover